Build a Portfolio of Micro Loans
Small and micro businesses are your next source of profitable business customers. Now you can use the eCredable Small Business Credit Score for this purpose and approve more lines of credit without taking on additional risk.
Make More Consistent Underwriting Decisions
One of the biggest challenges facing lenders is demonstrating to regulators that a consistent approach to underwriting is used throughout the process. The eCredable Small Busines Credit Score can simplify this process and reduce the effort required to underwrite small lines of credit.
Scoring Model Based on Rent and Utility Payments
Our approach to gathering payment history provides more than just knowing a payment was made (which is all you see when you inspect the Small Business Owner’s checking account). We see the information required to build a trade line in a credit file, commonly known as “paid as agreed”.